How much can I borrow?
All requests for loans will be considered on their merits. We will evaluate your loan application to ensure that you are capable of repaying the loan. You can usually borrow up to 30% of your take home pay and to maximum $1,500. For a first time borrower you can usually borrow up to $500.

The minimum loan amount is $50.

How long can I borrow for?
The term of the loan is maximum two months or three pay periods (whichever is the sooner). Repayment can be made in maximum of 3 installments. Each installment is due on your payday.
For loan less than $100, one installment only.

What if I have poor credit?
There is never a credit check. As long as you have regular income, in most cases, we can help. If you have questions about your eligibility for a loan, learn more about how our payday advance loan works, or contact Golden Bridge Cash Solution ™. In fact, it will help you to re-build your creditworthiness if you always pay off your loan on time. We are happy to supply confirmation of this.

How long does the approval process take?
For first time borrower, so long as your application and all the required documentation are received, approval takes only a few hours - applications received by 2 p.m. EST will be processed the same day. Members will be even easier and quicker.

How soon can I receive a cash advance?
Funds are deposit into your bank account over night once your application is approved. The funds are normally available very next working day; however, it is subject how quickly your bank processes the funds. Golden Bridge Cash Solution ™ cannot be held responsible for the failure of your bank to process the cash advance fund transfer in a timely manner.

How do I receive the cash, and how do I repay the loan?
We transfer money electronically. You pay us back by hassle-free direct debit from your account on the agreed payment day(s). You dont need to worry about anything more than ensure you have enough money in your account on the due date. This service allows you to privately receive your loan without leaving your home.

What if I can't pay the loan on the due date?
You may request an extension from member section on your short term loan or contact us immediately. Extension application needs to be submitted at least 2 business days before your payment is due.

Extension option allows you to defer your installment payment(s) by one pay interval by paying an extension fee. Extension fee is the finance cost associated with your current principal balance.

If we do not receive an extension application or hear from you, your payment will be considered late and your loan in default.

If an emergency arises and you are unable to pay your installment on the due date, we recommend the extension option to avoid late charges and remain in good standing with Golden Bridge Cash Solution ™ for future short term loan options.

What documentation do I need?
If you are a first time borrower with Golden Bridge Cash Solution ™, you will need all of the documentation mentioned in how to apply of How it Works section of our website.

I don't have a bank or credit union or any other account?
Unfortunately, if this is the case we cannot help you. We have no way of crediting your account as we do not deal in physical cash.

I cannot get access to a fax machine to send over the application and documents. Where can I go?
Fax facilities are usually available at public libraries (www.nla.gov.au/libraries/ ) and main post offices (www.auspost.com.au ) as well as MBE business service centres (www.mbe.com.au ). Some convenience stores also have a fax service.

SCAN: Alternatively, you can scan and email the signed application form and documentation.

POST: If none of the above is practicable, alternatively you can post the application and documents to us. If you urgently need the money then try using Express Post / Express Post Platinum for next business day delivery and we will put cash into your account once approved. See www.auspost.com.au for more details on the Express Post service.

What is the cost of a cash loan?
Please refer to our Costs & Fees section for more information on cash loan fees.

Are there any early repayment fees?
No, you can pay back the loan as soon as you like without penalty. You will need to contact us regarding the required payment, as finance cost will be calculated daily up to the date of repayment.

How does an extension work?
Please refer to our Extensions section under how it works for more information.

Why has my application been rejected?
There are many reasons why your loan may be rejected, our staff are unable to give specific reasons for this, but wherever possible they will try and get your loan approved.

Why has my application been rejected?
There are many reasons why your loan may be rejected, our staff are unable to give specific reasons for this, but wherever possible they will try and get your loan approved.