Cash payday loan cost and fees
Finance Cost
Credit charges are 1.333% per day of the credit advanced over the repayment period of time. The total charge of the credit is evenly spreaded to each installment.
Chargeable repayment period won’t start until your next payday, if you choose to repay other than “repay on your next payday” option and there is not more than 15 days to your next payday. For early repayment, chargeable repayment period is from credit advance date to the actual repayment date.
Term of Credit
The term of the credit is maximum two
months or three pay periods (whichever is the sooner).
- Short Term Cash Solution Only
- Up to $1,500 over night. First-time borrowers can
get to a maximum $500.
Extension Fee
The extension fee is the finance cost of the current
principle balance.
- Extension must be submitted not less that 2 business
days before due date.
- Extension fee is due on original installment payment
due date.
Comparison Rate Schedule
Cash loans provided by Golden Bridge Enterprises (Aust) Pty Ltd
Date of issue: 01/10/05
| Loan Amount | Loan term | Comparison Rate p.a. | Annual Percentage Rate | |
| $250.00 | (unsecured) | 2 weeks | 486.89% | 486.89% |
| $600.00 | (unsecured) | 8 weeks | 486.89% | 486.89% |
WARNING: This Comparison Rate applies
only to the example or examples given. Different amounts
and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees, and
cost savings such as fee waivers, are not included in
the Comparison Rate but may influence the cost of the
loan.




